About Bank P.O.

About Bank PO

A Bank Probationary Officer (PO) in the bank is the starting level appointment for bank officers and the promotional prospects are quite healthy with the work as it defining the limit for the candidate's success. Job profile of PO (Probationary Officer) is General Banking, administration work and any other work assigned by the Bank from time to time. The Bank PO also works on increasing other aspects of the bank's business such as the loan department, the mortgage and finance divisions of the bank. Handling customer complaints and issues is also the responsibility of the Bank PO. Often this means dealing with complaints over issues such as charges, discrepancies in accounts, or even in complaints with service at the bank. Good communication skills and an ability to resolve conflicts calmly are essential for a Bank P.O.

Bank PO joins the bank as Asst manager after the end of probation period. Initially he/she may be posted in a branch where he/she will handle daily customer transaction like passing a cheque, cash management, Draft issuance etc. After certain experience and depending upon skill/aptitude, the person would be given an opportunity to work in other areas like planning, marketing, budgeting, processing of loan, investment management etc.

Well there are lots of vacancies in pipeline so you can make it as a career.

PROBATION PERIOD

Normally probation period for PO'S will bed for 2 years. The probation period can also be considered as the learning phase. Hence it is extremely important to be in good conduct during probation. Banks have right to terminate the employee during probation if he/she does not fit for probation.

IBPS

In any Business, Finance, Service or Knowledge industry or for admission to academic institution, skill assessment by administering an aptitude test to the candidate is inevitable.  IBPS being the largest testing organization and think tank of complete human resource solutions, the experience earned in the organization by the incumbent has wide scope in the industry or business organization. If you are looking for a career in the Human Resource related matter IBPS offer opportunities for employment either in our organization who has been utilizing our services in the area of recruitment, placement, promotion and related research. They offer employment opportunities to all professionals by assessing their potential in a scientific method.

Being a part of the IBPS team can really be a breakthrough journey for professionals as they get an opportunity to enrich their career experience.

Eligibility for Bank Recruitment Exam

(I) Age: (As on date specified in the notification)

(a) Public Sector Banks:

PO --- 20 to 30 years

Clerical --- 20 to 28 years

(b) Regional Rural Banks :

For Officer Scale- III ------ Below 40 years

For Officer Scale- II-------- Above 21 years and below 32 years

For Officer Scale- I --------- Above 18 years and below 28 years

For Office Assistant -------- Between 18 years and 28 years

(c) SBI and SBI Associate Banks:

PO --- 21 to 30 years

Clerical --- 18 to 28 years

Note – Relaxation of age as per rules for reserved candidates.

(II) Minimum Education Qualification: (As on date specified in the notification)

(a) Public Sector Banks:

PO --- A degree in any discipline from a recognized University or any equivalent qualification recognized as such by the Central Government.

Clerical --- A degree in any discipline from a recognized University or any equivalent qualification recognized as such by the Central Government.

(b) Regional Rural Banks :

Office Assistant(Clerk) - Degree in any discipline from a recognized University or its equivalent

Officer Scale-I --- Degree in any discipline from a recognized University or its equivalent

Officer Scale-II (GBO) --- Degree in any discipline from a recognized University or its equivalent with minimum 50% aggregate. Experience --- Two years as an officer in a Bank or Financial Institution.

Officer Scale-II (Specialist Officers)

(i) Chartered Accountant - Certified Associateship (CA) from Institute of Chartered Accountants of India. Experience --One Year

(ii) Marketing Officer- Post Graduate Degree in Marketing from a recognized university. Experience --One Year

(iii) Treasury Manager- Certified Associateship (CA) from Institute of Chartered Accountants of India or Post graduate Degree in Finance from a recognized university/ institution. Experience – One Year

(iv) Agricultural Officer - Degree in Agriculture/ Horticulture/ Dairy Science/ Animal Husbandry/ Forestry/ Veterinary Science/ Agricultural/Engineering/ Pisciculture or allied specializations or its equivalent with a minimum of 50% marks in aggregate. Experience – Two Years

Officer Scale-III --- Degree in any discipline from a recognized University or its equivalent with minimum 50% aggregate. Experience --- 5 years as an officer in a Bank or Financial Institution.

(c) SBI and SBI Associate Banks:

PO --- A degree in any discipline from a recognized University or any equivalent qualification recognized as such by the Central Government.

Clerical --- Minimum 12th Standard (10 + 2) or equivalent qualification thereof with a minimum of 60% marks

OR

Diploma Course passed after 10th Standard with a minimum of 60% marks

OR

A degree (Graduation level) from recognized university with a minimum of 40% marks Note – Relaxation of age as per rules for reserved candidates.

(III) Computer Literacy:

Some banks insist that the candidate should posses working knowledge of computers before joining the bank and few banks mention that the desired computer skills may be acquired within six months of joining the bank.

If a candidate has not studied computers as one of the subjects in school/college, the candidate must possess a valid diploma (basic applications) in computers.

(IV) Language Proficiency:

(a) Public Sector Banks:

Clerical ---- Since clerical cadre recruitment would be on State-wise basis, the candidate may also be required to possess proficiency in the Official Language of the State/UT for which vacancies he wishes to apply.

(b) Regional Rural Banks :

For Office Assistants (Clerks) and Scale-I Officers ---- Candidates are required to possess proficiency in the Official Language of the State/UT in which RRB is located and must have passed "local language" as one of the subjects at Matriculation/Xth Standard

(c) SBI and SBI Associate Banks

Clerical ---- Since clerical cadre recruitment would be on State-wise basis, the candidate may also be required to possess proficiency in the Official Language of the State/UT for which vacancies he wishes to apply.

As every bank is free to decide the eligibility criteria for its officers or clerks, the candidates must read the notification carefully and ensure their eligibility before making an application.

Our Bank PO course prepares students in areas like Quantitative Aptitude (including Data Interpretation & Data Sufficiency), Reasoning & Logical Ability (including Non-Verbal Reasoning), English Language & Grammar, General Awareness (including socio-economic & financial awareness), Marketing Aptitude and Computer Knowledge which constitute the most critical part of the Bank P.O. selection process.